Aon Benfield's dedicated team of financial professionals evaluate a variety of financial strategies to optimize a client's returns while managing an acceptable level of risk. In simplest terms, we provide independent objective feedback resulting from financial modeling and analysis to help clients make more informed decisions.

Reinsurance Strategy
Aon Benfield customizes proposed reinsurance structures by using proprietary financial models. Part of this analysis includes stress testing, which provides additional guidance on the appropriate structure and terms. We also work with clients on reinsurance recoverables as we have led the industry in analyzing recoverable portfolios and designing solutions to enhance the credit and collectibility of these valuable assets. 

Capital Management
Companies are continuously seeking better ways to measure and allocate capital. Aon Benfield performs a number of capital analyses and can help determine clients’ capital needs and evaluate capital options. Our team considers blended solutions of reinsurance and hard capital and has been at the forefront in taking advantage of emerging capital market transactions and opportunities.

Corporate Strategy
Aon Benfield helps clients develop solutions for specific strategic or operational challenges by offering a thorough understanding of regulatory and rating implications. Our team has experience in evaluating intercompany pooling arrangements, holding company structures, and other strategic alternatives to determine if they meet a company’s capitalization objectives.

Financial Planning and Modeling
Aon Benfield has developed numerous proprietary financial models that can assist clients with corporate planning. The financial results of potential transactions or strategies are transparent and measurable as Aon Benfield's models produce pro forma income statements and balance sheets. The transparency of results is further revealed by the production of key financial ratios against financial benchmarks of a company, its competitors, and peers.

Industry Data and Analysis
By closely tracking market trends, Aon Benfield has a unique position to identify and capitalize on emerging opportunities for our clients through strategic and financial analysis (e.g., cross-selling potential, market  penetration analysis, custom peer analysis). We have been instrumental in assisting many clients with their growth strategies — whether achieving growth within their current focus or by expanding into new territories or new lines of business.

Implementation and Regulatory Assistance
New financial strategies are becoming increasingly complex. We work regularly with rating agencies, auditors, and regulators to provide guidance on how these third-parties may view a particular complex strategy or transaction. Aon Benfield’s models can be customized to show the impact of NAIC model laws or proposed legislation.